📅 Schedule Your Free Plan Review — 30 Min, No Obligation
Team
401k

Retirement Plan Oversight
For leaders who take fiduciary responsibility seriously.

Trusted by organizations across the country — $5B+ in retirement assets managed over 55+ years.

What Most Plan Sponsors Don’t Know — Until It’s Too Late

The majority of 401(k) plans have at least one significant problem. Most business leaders don’t discover it until they face a DOL audit, a participant complaint, or a lawsuit.

⚠️
You May Be Personally Liable

Most plan sponsors don’t realize fiduciary exposure is personal — not just corporate. Under ERISA, ignorance is not a defense. A single oversight can trigger DOL investigations, financial penalties, and personal lawsuits.

💵
Hidden Fees May Be Erasing the Tax Benefit

Approximately 1 in 5 plans carry fees so excessive they fully eliminate the 401(k)’s tax advantage for your employees. Most participants have no idea — and neither does their employer.

🕑
Your Advisor May Be Reactive, Not Proactive

Many providers only reach out when there’s a problem, rather than proactively managing plan health. By the time you hear from them, the damage may already be done.

The Numbers
Don’t Lie

Research across 58,000 corporate 401(k) plans reveals a systemic problem that most business owners don’t know exists — until it’s too late.

≈79%+
Plans Have Overpriced Funds

Nearly 4 in 5 plans contain at least one overpriced fund that could be replaced with a better-performing, lower-cost alternative.

20%
Plans Where Fees Erase Tax Benefits

Approximately 1 in 5 plans carry fees so excessive that they fully eliminate the tax advantage of participating in a 401(k).

Most
Participants Don’t Know Their Fees

Many participants lack awareness of the fees they’re paying — increasing the risk that costs quietly erode their retirement savings over time.

No-Cost Plan Health Check

Is Your 401(k) Plan Costing Your Employees More Than It Should?

In 30 minutes, we'll review your plan's fees, fiduciary exposure, and investment options — and give you an honest, no-obligation assessment of where things stand.

Schedule Your Free Plan Review — No Obligation

A Specialist Team Focused on Fiduciary Process

We don’t believe you should set and forget your 401(k). We don’t believe your advisor should disappear between problems. And we don’t believe a retirement plan exists to serve the advisor — it exists to serve your employees.

Schedule Your Free Plan Review
01
Plan-First Decision Making

We prioritize what’s best for the plan and its participants — not product sales, not hidden agendas. Every recommendation is made through that lens.

02
A Defined Fiduciary Framework

Our structured process ensures every decision is documented, evaluated, and compliant. You’ll always know where you stand and why every decision was made.

03
Ongoing Oversight — Not Reactive Management

We don’t just set it and forget it. Annual participant meetings, continuous plan monitoring, and proactive guidance keep your plan on track year after year.

04
55+ Years of Institutional Knowledge

With over $5 billion in retirement assets managed since 1969, we’ve seen virtually every plan structure, fee problem, and fiduciary gap that exists — and know how to fix them.

5 Plan Objectives
for Every Client

These aren’t aspirational talking points — they are the measurable outcomes we hold ourselves accountable to on every engagement.

01
Correct Potential Fiduciary Liability Issues

Identify and resolve gaps in plan governance, documentation, and fund oversight that expose plan sponsors to legal risk.

02
Ensure Plan Costs Are Consistent With Similar-Sized Plans

Benchmark your plan’s fees against comparable plans so you can be confident your employees aren’t paying more than they should.

03
Increase Transparency

Bring full clarity to plan costs, investment options, and performance so sponsors and participants always know exactly where they stand.

04
Increase Employee Retirement Plan Engagement

Through education and annual touchpoints, we help employees understand, value, and actively participate in their retirement plan.

05
Establish a Proactive Partnership

We don’t wait for problems to surface. We stay ahead of regulatory changes, market shifts, and plan needs on your behalf.

1969
A Different Kind of Partner Since 1969

We built GLP around a simple belief: that every employee deserves a retirement plan that actually works for them — and every plan sponsor deserves a partner who stands beside them, not just behind a report.

"Informed plan sponsors make better decisions. We make sure you’re never in the dark about your plan."

Trusted. Experienced.
Accountable.

We founded the GLP Family of Companies with one purpose — to provide people with the knowledge and resources they need to build toward their financial goals.

55+
Years in the Industry

GLP has been in this space since 1969 — through every regulatory shift, market cycle, and industry change. We’ve seen virtually every plan structure, fee problem, and fiduciary gap that exists.

$5B+
In Retirement Assets Managed

Not because of flashy marketing — because plan sponsors trust us to do right by them, year after year.

100s
Of Plans Served Nationwide

We serve hundreds of plans and thousands of individual participants — helping organizations of every size build smarter retirement strategies.

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Comprehensive Solutions
at Every Stage

We partner with businesses and business owners to create tailored retirement strategies — no matter where you are in your business journey.

01
401(k) Plans — A Holistic Approach

Full-spectrum 401(k) plan management, from fund selection and fee benchmarking to participant education and annual reviews.

02
Cash Balance Plans for Owners

Tax-advantaged defined benefit plans that allow business owners to accelerate retirement savings well beyond standard 401(k) limits.

03
Investment Option Selection

Rigorous fund evaluation and menu construction — identifying lower-cost, better-performing options to replace overpriced funds.

04
Retirement Savings Planning

Individual retirement planning for employees and owners — building toward long-term financial security at every stage of life.

Find Out If Your Plan
Has a Problem — At No Cost

In a single 30-minute conversation, our team will review your current plan and give you an honest assessment of where you stand. No sales pitch. No obligation. Just clarity.

✓ Fee Benchmarking

Are your plan costs in line with comparable plans?

✓ Fiduciary Risk Review

Are you exposed to personal liability?

✓ Investment Review

Are your fund options serving your employees well?

✓ Participation Analysis

Is your plan actually engaging employees?

The GLP Family
of Companies

A fully integrated ecosystem of financial services firms — working together to serve your retirement planning needs from every angle.

GLP
GLP Financial Group
Retirement Plan Consulting & Advisory
GLP
GLP & Associates, Inc.
Insurance & Financial Planning
AAS
Asset Allocation Strategies, LLC
Registered Investment Advisor
GLP
GLP Investment Services, LLC
Broker-Dealer · Member FINRA/SIPC
GLP
GLP Strategic Administrative Group, LLC
Plan Administration & Compliance
GLP
GLP Foundation
Philanthropic & Community Initiatives
Why GLP

A Partnership Built on Trust and Accountability

We currently manage over $5 billion in retirement assets — not because of flashy marketing, but because our clients trust us to do right by them. Year after year.

Our integrated family of companies means you get a unified team across advisory, administration, investment, and insurance — with no gaps and no finger-pointing.

Schedule a Plan Review

Meet Nick Pagano

30+
Years in Financial Services
2x
Author on Personal Finance
100s
of Clients Served
Director of Wealth Management & Retirement Services
Nick Pagano
"Coached on the hardwood by legendary basketball coach John Wooden, Nick Pagano has spent 30+ years applying those same principles of discipline, preparation, and integrity to the financial lives of hundreds of individuals, businesses, and entrepreneurs."

As Director of Wealth Management and Retirement Services at GLP Financial Group, Nick’s mission is straightforward — find plans that aren’t working for sponsors or employees, and fix them.

A lifelong learner and two-time author on personal finance, Nick brings rare depth to every client engagement. His decades in the industry mean he’s seen virtually every plan structure, fee problem, and fiduciary gap that exists — and knows exactly how to address them.

When Nick isn’t fixing retirement plans, you’ll find him on the golf course with old friends and new acquaintances — always making the round more entertaining. He and his wife Janice are proud parents of two grown sons.

Meet Mike McEvilly

32+
Years in Financial Services
1995
Joined GLP
EVP
Business Development
Executive Vice President, Business Development
Mike McEvilly
"With over 32 years in financial services and nearly three decades at GLP, Mike McEvilly brings unmatched institutional knowledge to every client engagement."

As Executive Vice President of Business Development, Mike works directly with business leaders to evaluate their retirement plans and assemble the right team of qualified representatives to address each plan’s unique needs.

His passion is straightforward — educating people about their financial future and making sure retirement plans actually work for the people they’re meant to serve.

Mike and his wife are lifelong residents of Metro Detroit.

Meet Connor Baker

5+
Years at GLP
🏃
Ironman Athlete
CFP
Financial Advisor
Financial Advisor
Connor Baker
"The starting point of any financial conversation should be with you — your life, your family, your priorities, and your goals."

Connor Baker is a Financial Advisor at GLP who has spent the past 5 years dedicated to one thing: helping clients reach their personal, professional, and financial goals — no matter where they are in life.

He listens first, then designs a financial plan from multiple strategies specifically tailored to get you where you want to be.

Outside the office, Connor races sailboats and trains for Ironman triathlons. He and his wife Ella spend their free time with family and friends.

Your Retirement Strategy
Deserves Personal Attention

Let’s start building a better retirement solution — together.

Nick Pagano
(248) 939-0585
glpfinancialgroup.com 33335 Grand River Ave, Farmington MI 48336